Bankruptcy
There are two basic types of bankruptcy that individuals may file, either a Chapter 7 or a Chapter 13. Which chapter you qualify for and/or prefer to file varies based upon a large number of factors, which will be discussed during your consultation. Both bankruptcies can stop foreclosure, stop lawsuits, stop garnishments, stop collection calls, prevent utility turn-offs, stop repossession and result in a fresh start when you are finished

Chapter 7
Chapter 7 is a liquidation style bankruptcy and is designed to give the debtor a “fresh start”. It is the most common form of filing. Chapter 7 bankruptcy helps eliminate most kinds of unsecured debt, such as: credit cards, medical bills, most personal loans, judgments, and deficiencies on repossessed vehicles. In addition to getting rid of your debt, Chapter 7 allows you to typically keep all of your property. As long as your car and mortgage payments are current, and there is no significant equity in your property, we should have no problem making the arrangements for you to reaffirm the debt. Keep your home, keep your car, keep your personal belongings, but eliminate your debt; that is our goal with Chapter 7.

Chapter 13
Chapter 13 is a reorganization type bankruptcy wherein you are given the opportunity to repay some, or all, of your debts. Usually, you can repay the debts at low to no interest and you can modify the length of many of your debts. In a chapter 13 you do not necessarily repay all of your bills. In fact, you may repay very little if any of your unsecured bills (credit card/medical/collection/etc). However, they would be eliminated or “discharged” at the end of your Bankruptcy plan. The plan usually runs anywhere from three to five years.

Divorce and Family Law
Divorce and family law issues often bring up many emotions. Anger, fear, uncertainty, and confusion are some of the most common. When you are facing these difficult times, you want a lawyer who offers legal experience and personal understanding.

We represent men and women at all stages of a divorce or family law matter, from the decision to file through mediation, arbitration or trial, to requests for modification or enforcement of existing court orders. We handle all issues related to or arising out of divorce, including child custody and parenting time, child support, alimony or spousal support and property settlements.

Domestic Assault
Family violence is a tough situation for everyone involved. Even the police who respond to calls often get things wrong and can arrest the wrong person. Domestic violence has serious consequences, from restraining orders that keep parents from seeing their children, to jail or prison and a criminal record that can ruin reputations and careers. If you have been arrested and charged with domestic assault or a related crime, you have a right to an attorney. We will provide the aggressive criminal defense you need, and the assistance required to help you seek counseling and bring peace back to your family.

Criminal Law
We have experience helping clients successfully resolve criminal matters ranging from minor misdemeanor offenses to capital felonies. When you hire a criminal law attorney, you want an experienced lawyer defending your rights. We believe our clients want a criminal defense attorney they can trust to vigorously stand up for their interests, not someone who will take the first plea bargain offered. That is why we aren't afraid to take your case to trial and we will never look for solutions that are simply convenient for us. We will thoroughly examine every aspect of your case. We will review police reports and documentation, conduct in-depth cross examinations of witnesses, and question all of the evidence against you.

Traffic Law
Traffic violations can result in serious consequences that should not be overlooked. In addition to fines, license suspensions and increased insurance rates, you could face jail time in many situations. We know how to take on all traffic court cases. When you choose us to represent you in your traffic violation case, you will find that we are prepared to fight to get you results.

Drunk Driving
If you have been charged with OWI/OUIL, we will carefully review the facts and evidence to ensure that your constitutional rights have been protected. When technical or legal defenses are available, we will seek the exclusion of evidence and/or the dismissal of charges. In all other situations, we will seek to minimize the consequences of a conviction.

When you hire us to protect your rights and driving privileges in a DUI or OWI proceeding, we will conduct a thorough investigation of all the facts and evidence related to your arrest. First, we will examine the details of the traffic stop to determine whether the law enforcement officer had probable cause to pull you over. Next, we will verify that you were properly notified of your rights before you made any statements. We will review the police records and talk with all witnesses to confirm that field sobriety and blood alcohol tests were correctly administered.

Because of our experience, we can quickly recognize and assert any and all technical and legal defenses. In those situations, we will seek the exclusion of evidence and/or the dismissal of the charges. Where there are no meaningful defenses to raise, we will work to obtain the best result at sentencing.

License Restoration
License restoration can take two forms. In the first case, a person who has lost their license can challenge the loss by filing an action in the circuit court. In these situations, a circuit court judge has the authority to decide whether to deny their request, fully restore their license, or reinstate their license with restricted driving privileges. In the second situation (where most license restoration cases fall), a person appeals the revocation of their license by petitioning the Secretary of State drivers' license appeal division (DLAD) and by appearing before an administrative law judge to make their case for having their license restored. The Secretary of State establishes strict guidelines on when a person is eligible to apply for an appeal and it is often limited to only once per year. In many drunk driving cases, an appeal cannot be filed for at least 1 to 5 years.

Wills, Trusts and Estate Law
Make your wishes known before it's too late. We draft the will and trust documents that will protect you and your family from the interference of courts in making important personal decisions. While thinking about and planning for these decisions is not pleasant, by being prepared you will ensure that your wishes will be carried out, and that your loved ones will be spared any additional stress during a difficult time.

Probate Law
Probate litigation arises from many issues, including undue influence, arguments over personal or real property, incapacity, and guardianship. We also help clients serving as the executor or trustee of an estate. This responsibility frequently comes at a very emotional time in life, and the court processes involved can be overwhelming and complex.

Powers of Attorney
Powers of attorney are advance directives. They allow you to designate someone to make decisions for you in advance of when you need them. A durable financial power of attorney allows someone you choose to make financial decisions for you if you are unable to make them yourself.

A durable power of attorney for health care allows your agent to make health care decisions for you if you are unconscious or unable to communicate. It is more comprehensive than a living will. A living will only communicates when physicians should withdraw feeding tubes and hydration. A power of attorney for health care covers a variety of decisions, such as whether you have surgery, or if you may receive care at home instead of staying in a hospital or nursing home. It allows your agent to participate in discussions with your doctor and weigh the advantages and disadvantages of treatment decisions.

Landlord and Tenant Matters
Whether you are a landlord seeking to evict a tenant that refuses to pay you your rent or a tenant whose landlord continuously refuses to fix your dwelling and provide you with the amenities he or she promised, we can help. We have represented both landlords and tenants and have successfully litigated claims for both sides. We know the ins and outs of Michigan landlord-tenant law and will use this knowledge and experience for your benefit.

Personal Injury
Personal injury lawsuits are filed by people (or their representatives) injured due to the negligence of someone else. The injury may be either physical or emotional, and it can arise from a variety of sources or types of conduct. Some of the most common types of personal injury cases include slip and fall, automobile accidents, assaults and battery, medical malpractice, and product liability. In general, the goal of a personal injury action is to determine who was responsible and to compel the responsible party to compensate the injured person for the losses sustained.

Wrongful Discharge
If your employment has been terminated under circumstances which seem particularly peculiar, if you question there was illegal conduct, or you just want to be sure that you have examined your legal options before you move on, you should consult with a lawyer.

Not all discharges are considered wrongful under the law. Most employment is at will, which means the employee can leave the employer at any time, and the employer can terminate the employee at any time. However, your discharge may be considered wrongful if: You have a written employment or union contract and this contract states that you can only be discharged for a good reason; If you are a long-term employee who has an implied employment contract; If you were fired because of age, race, national origin, disability, marital or family status, pregnancy, religion, sex, or sexual orientation; You were fired in retaliation for filing a worker’s compensation claim; If you were fired in retaliation for filing a claim against your employer for sexual harassment, discrimination, wage and hour law violation, or another employer violation; or if you were fired in retaliation for being a whistleblower.

Real Estate Law
Davison Legal helps both home buyers and sellers navigate the real estate process with the goal of helping them walk away with the best deal possible. Our lawyers have the knowledge and experience to engage in any type of property issue our clients present, including property purchases and exchanges, leasing, financing, and development issues. We also represent clients facing legal issues related to rental and investment properties. Instead of a Relator it sometimes makes more sense to have a Real estate Attorney. We can also help with Internal Revenue Code section 1031 if you are in the process of buying and selling property.

Leases
If you rent out property, or are becoming a tenant, it is important that your rights and liabilities be clearly defined in a lease agreement. Whether you are a landlord or a tenant, and whether or not you are involved in a personal or business transactions, we can assist you in this matter.

If you are involved in residential property, you need to know and understand your rights as a landlord or as a tenant under the applicable law. We can either review an existing or proposed lease, or prepare a new lease for you. If you are embarking upon a residential rental business, we can draft the appropriate forms for you to use, and provide you with legal representation should you need it if you have problems or issues with your tenants.

Property Damage
If your home or business has suffered property damage and you are making an insurance claim, our attorneys can help. We have experience helping homeowners and business owners with various claims against insurance companies, including: fire loss, water loss, theft loss, water damage, wind damage, and vandalism.

Business and Corporate Law
When people start a new business it is important that they consider the business structure they will choose to use. The choices typically include a sole proprietorship, corporation, partnership, or limited liability company. If you are a new business owner, we can help you select the entity that best meets your needs, and draft the legal documents you need to get started and provide you the liability protection you need.

Social Security and Government
Some people may be confused on what is considered "disabled" when it comes to being eligible for benefits. Simply put, being disabled means you can no longer produce at your current job, due to an injury, medical condition, or mental illness. If you also cannot produce at any other type of job due to lack of knowledge or due to your disability, then you should qualify for benefits.

The amount of benefits you would be eligible for depend on a number of factors, one of which being how much you made at your job. You also must be unable to work for at least a year due to your disability, and your job must have been covered by Social Security. For those on benefits, something called "work incentives" are usually offered, which will offer you Medicare and benefits while you attempt to work once again. However, if Social Security feels you are able to work again and that your disability improved significantly, your benefits may stop.

If your Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) claim has been denied, you are far from alone. It is not common knowledge that the vast majority of such claims are initially denied. Our attorneys have studied and researched the requirements from a legal perspective, and gained valuable insight into the appeals process. If a disability — ranging from a serious back injury to a chronic illness — legitimately prevents you from working, we consider it our job to help you prove that fact.

Worker’s Compensation
If you have been injured at work, our attorneys can help you receive the compensation you deserve. Worker Compensation can be sought for injuries due to slip and falls, faulty equipment or machinery, hazardous work spaces, lack of safety precautions, and negligent management or staff. Damages can include medical expenses, pain and suffering, and lost income.

Discrimination
Employers like to argue that they have absolute control over the terms and conditions governing a workplace, but there are legal limits and clear boundaries. Race discrimination is never acceptable and never legal. Sex discrimination is never acceptable and never legal. Employees do not have to tolerate unlawful employment discrimination or harassment at work. Employers who treat people differently based upon age, sex, or national origin are violating the law.

We protect the rights and interests of employees. Unlawful discrimination may take place in a pay cut, a demotion, or a wrongful termination. If you have encountered unlawful discrimination in your Michigan workplace, such as race discrimination or gender discrimination, schedule a consultation with one of our attorneys to discuss your legal rights.

Debt Collection
Debt collectors can often use unfair and harassing practices when trying to collect a debt. State law makes some of these practices illegal. Michigan law also protects people who have fallen into the trap of "payday loans" from abusive attempts to sue for many times the rate of the original loans. Other debts, such as revolving credit card debts, can only be collected after the company provides specific kinds of proof. Our lawyers regularly protect our clients from aggressive and overreaching debt collection practices. We also represent our client in attempts to collect on default judgments, to garnish wages or bank accounts.

If you are a creditor, we can help you collect a debt. We have extensive experience in assisting our clients collecting debts and managing accounts receivable. Our lawyers are skilled in pre-suit negotiation and collection litigation. If necessary, our attorneys will file lawsuits against debtors and follow through with judgment collection.

Credit Repair Service
Davison Legal is a licensed law firm and not a fly by night online credit repair shop. Our credit repair programs have been developed and tailored to produce results quickly without requiring long term reoccurring charges.

If you have had difficulty getting a reasonable rate on a loan in the past, raising your credit score can change that and help you qualify for a lower interest rate. The lower payments can make the difference of you being able to afford a new car or a new home. Even if your credit score is good enough to get a loan, improving it by just a few points can save you thousands over the life of the loan. Using our credit repair program to increase your credit score from 680 to 720 could save you a hundred dollars or more per month on your mortgage payment. Over the life of your typical 30 year mortgage, that could be a difference of more than a hundred thousand dollars. As you can see, a small investment now can pay off over time.

At Davison Legal we offer a customizable credit repair program because not everyone needs the same level of assistance. Depending on which credit repair option you have selected we will track your progress with the credit bureaus and report the progress back to you on regular intervals. Together we will work to make sure you can realize your goals.

Davison Legal offers two payment options, either paying the entire cost up front, or breaking it up into smaller payments. There is no ongoing monthly charge. In addition, Davison Legal offers special discounts when you and your spouse sign up for one of our credit services at the same time.

As you already know, the laws give every consumer a method for correcting credit report inaccuracies on their own. Unfortunately, the process is bureaucratic and full of road blocks. Typically consumers get discouraged and give up before achieving their goals. It takes experience and a great deal of perseverance in order to overcome the red tape and take on the credit bureaus and individual creditors. Let us use our experience and the laws to challenge the credit bureaus and correct any inaccurate information.

Be wary of companies that offer to fix your credit based on a monthly fee. Typically, these companies promise results over a period of time. Instead of getting results quickly, their clients typically wait several months or even years to get the same results that they could get in a couple months with a reputable agency. When the customer finally loses patience, the company tags them along even longer. By that time, the customer has so much time and money invested to the credit repair process that they don’t want to walk away and lose everything.

Let us use our experience and legal knowledge to negotiate debt with your creditors, remove negative comments from your credit report. We can stop the collection calls and in some cases remove the negative comments on your credit report from late payments, charge offs, judgments, liens, repossession, foreclosure, and garnishments. Let us contact your previous creditors and dispute any inaccurate account information while ultimately improving your FICO score. When we are done, you will be closer to getting the interest rate that you deserve.